Here’s the truth: most dental insurance policies in Georgia don’t fully cover the cost of dental implants. However, some do provide partial coverage, and others may cover specific parts of the implant procedure.
For example:
The surgical placement of the implant post may be covered under a dental or medical plan if it’s deemed medically necessary.
The crown, abutment, or prosthetic (the visible part of the tooth) may be covered separately.
Extractions, X-rays, or bone grafting may also fall under different insurance benefits.
Because plans vary widely, our insurance specialists at Smyrna Dental Studio will review your specific policy and help you get the most out of your benefits.
When asking “What dental insurance covers implants in Georgia?”, it's important to know there are different kinds of insurance:
1. PPO Dental Plans
These are the most flexible and most commonly accepted plans at dental offices across Georgia. While not all PPO plans cover implants fully, many will cover a portion of the procedure or associated services.
2. Indemnity Insurance Plans
These plans let you choose any dentist and usually reimburse you after treatment. They may offer partial coverage for implant-related costs, especially if implants are necessary due to tooth loss from injury or disease.
3. Medicare Advantage (Part C)
Original Medicare doesn’t cover dental implants, but some Medicare Advantage plans offer optional dental coverage that may include partial benefits for implants or related procedures.
4. Supplemental Dental Plans
If your primary dental plan doesn’t cover implants, you might consider adding a supplemental dental policy that does.
Even if your insurance plan doesn’t include coverage, you still have options:
In-house financing:
We offer affordable payment plans with 0% interest for qualifying patients.
Third-party financing:
We partner with trusted providers like CareCredit to make your treatment manageable.We partner with trusted providers like CareCredit to make your treatment manageable.
Health savings accounts (HSA) or flexible spending accounts (FSA):
These can often be used toward implant-related expenses.
Phased treatment plans:
We can prioritize the most urgent procedures and spread out others.
You’ll never be alone in figuring this out. We’ll walk you through your benefits, provide cost breakdowns, and help you apply for financing if needed.
